People often think financial problems are caused by a lack of money. Sometimes. But it’s usually our perceptions of money that affect how we spend and how we save.
Matt Bell, author and managing editor at Sound Mind Investing, can attest to that. In his mid-twenties, he received $60,000 from an uncle – more money than he could spend. Or so he thought. He used the money to create a job in which he travelled internationally to luxury golf courses and published a golf newsletter.

Jim Daly is a husband, father and President of Focus on the Family and host of its National Radio Hall of Fame broadcast. His blog, Daly Focus, is full of timely commentary and wisdom designed to help you navigate and understand today’s culture. His latest book is Marriage Done Right.