A woman came up to author and speaker Deborah Pegues at a conference where she was speaking and said, “I lost my home after my husband died because I didn’t realize what a balloon payment was. When it came due, I didn’t have the money.”
Deborah has heard similar stories from more women than she can count. She’s a certified public account with an MBA in business finance and has written more than 20 books. She says the issue isn’t one of gender.

Jim Daly is a husband, father and President of Focus on the Family and host of its National Radio Hall of Fame broadcast. His blog, Daly Focus, is full of timely commentary and wisdom designed to help you navigate and understand today’s culture. His latest book is Marriage Done Right.